Join a Live Workshop

YOUR MONEY. YOUR MIX.

Your holdings.
Every dollar, accounted for.

Build a portfolio. Explore risk. See what changes.

See what you own, change your amounts, and explore how your money is split.

More info: What is a portfolio?
Your portfolio is everything you’ve put money into, plus your leftover cash. Think of it as your full money mix.
Money in investments$0.00
Cash available$1,000.00

Stocks0.0%$0.00
ETFs0.0%$0.00
Bonds0.0%$0.00
Cash100.0%$1,000.00
Crypto0.0%$0.00

EVERY DOLLAR, ACCOUNTED FOR

Your holdings

0 selected

Your portfolio starts as cash. Visit Build portfolio to add investments and build your mix.

More info: Holdings, shares & percentages

A holding is an investment in your portfolio. $100 in Apple and $200 in a stock ETF are two holdings. Your remaining cash is part of the portfolio too.

A share is a small piece of a company or fund. This tool allows fractional shares: you can practise with part of a share. Units are a similar way to count crypto or the practice bonds. Your entered dollar amount is what counts toward your budget.

Allocation means how you split your money. If you put $250 of a $1,000 budget into one investment, its share of your portfolio is 25%.

InvestmentInvestment typeAccountShare of your moneyAmount CADRemove
Available cashCash earns no interest in this toolCash100.0%$1,000.00
Total100.0%$1,000.00

ONE BIG HOLDING?

Your money starts in cash

Add investments to see your money mix change. There is no perfect mix for everyone.

More info: Concentration
Concentration means a lot of your money depends on one investment. If $600 of your $1,000 is in one company, a price drop in that company could have a big effect on your whole portfolio.

SPREADING YOUR MONEY

Look inside the basket

Some ETFs own the same companies. For example, VFV and XAW both include U.S. companies, including Apple. Adding baskets doesn’t always mean adding different things. Spreading your money can reduce some risks, but you can still lose money.

More info: Diversification & overlap
Diversification means spreading your money across different investments. Like putting together a team with different strengths, it reduces reliance on one player. It cannot stop every loss. Two ETFs may hold the same companies, so two baskets can still contain many of the same things.

WHAT IT COSTS

$0.00 estimated yearly fund costs we know

We estimate yearly costs using your ETF amounts and the fund fee rates we’ve checked. Fees we haven’t checked are left out, so $0 doesn’t mean every fund is free. This estimate isn’t taken from your budget. We assume no buying, selling, or currency-conversion fees. Cash earns no interest here.

More info: Fund fees & MER
A fund expense ratio is the share of a fund’s value used each year to cover its costs. MER means management expense ratio. At 0.20%, $500 invested works out to about $1 a year if its value stays the same. Real fund costs affect returns; this tool only shows an estimate and doesn’t subtract it from your budget.